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  A Home-Based Business Online


   June 11

    Sent to 9,717 Subscribers

  Editor: Elena Fawkner
  Publisher: AHBBO Publishing
   Contact By Email

1.  Welcome and Update from Elena
2.  Home-Based Business Idea of the Week - Personal Shopper
3.  Feature Article - How to Spot a Scam a Mile Off
4.  Tips for Newbies
5.  Subscription Management
7.  Contact Information

1.  Welcome and Update from Elena

Hello again and a warm welcome to all the new subscribers who
have joined us since the last issue!

This week's article was prompted by an email from a subscriber
this morning who received the Nigerian Advance Fee Scheme
letter and thought it sounded suspicious.  Those of us who have
been online a while develop a finely attuned scam-radar early
on.  It's easy for us to forget that many of the hundreds of
thousands of "newbies" don't necessarily recognize online scams
off the bat.  This week's article is intended as a brief
introduction to some of the more prolific and common scams
that will cross the average netizen's computer desktop on any
given day.  If you're new to the online environment, keep an eye
out until your own "radar" kicks in.

As always, thanks for reading and I hope you enjoy this week's

Remember, this ezine is for YOU!  If you have comments or
suggestions for topics you would like to see addressed, or would
just like to share your experiences with other subscribers, I want
to hear from you!  Please send comments, questions and stories
to Contact By Email .

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2.  Home-Based Business Idea of the Week - Personal

Here's a neat idea for a web-based business that will allow you
to satisfy your shopping addiction using other people's money
and get paid for it at the same time!   Believe it or not, there are
people out there who do not enjoy shopping and/or simply don't
have the time to do it. Busy executives often fall into this
category, for example. That's where your personal shopper
service can come in.

To start, set up a website that will allow you to take online orders.
To begin with, your services are going to be necessarily limited
to your own local geographic area if you can't source what you
need online. But over time, you can recruit other shoppers into
your network and eventually offer a nationwide service.

Your customer selects a pricepoint, fills in an online form that
specifies what they're looking for (provide for input fields in your
form that will extract the necessary information) and away you
go! You shop for the item, have it shipped and also wrapped if
it's a gift.

The merchant charges the customer's credit card directly
inclusive of all shipping costs. Your webpage should include an
agreement and acknowledgement that you will be making the
customer's credit card information available to the merchant for
this purpose.

In addition, you charge the customer for your time. One way of
doing this is to charge a percentage of the amount spent by the
customer with the merchant. A couple of disadvantages with this
approach are that you may not be adequately compensated for
your time when the purchase is for a low-cost item. Also, the
customer may become distrustful of you, thinking that you'll
deliberately source a more expensive item than necessary. To
overcome these objections you may instead want to settle on
a flat rate for different levels of service.


There are many more ideas like this at the AHBBO Home
Business Ideas page at free home based business ideas
with more being added all the time.

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3.  Feature Article - How to Spot a Scam a Mile Off

© 2017 Elena Fawkner

Received the following forwarded email from a subscriber
this morning:

"I am an Executive Director with the Nigerian National
Petroleum Corporation (NNPC) and a member of the
Contract Advisory Committee (CAC). I am seeking your
assistance to enable me transfer the sum of
$26,500,000 (Twenty Six Million, Five hundred Thousand
United States Dollars) into your private/company

Carole told me she has received "3 or 4 of these in the last
week, I think from different  people. I deleted the others. It makes
me nervous. Sounds like a dangerous scam. "

That's exactly what it is, of course.  Maybe you're reading this
thinking "I can't believe people are still falling for the Nigeria
scam after all this time".  On the other hand, maybe you're
reading this thinking, "Wow, I might have responded to that.  How
am I supposed to know what's a scam and what's real?

The reality is that there are hundreds of thousands of people
coming online, for the first time, each year.  Many of these
people have simply not been exposed to scams like the ones
that are constantly touted on the Internet before.  Many of these
people come online to try and find a way to make money with their
computers and/or they're looking for ideas for making money
from home.

The fact that they may not recognize scams off the bat doesn't
mean they're naive or stupid, it just means that they haven't been
in an environment where this sort of stuff came their way before
now.  And don't the scammers know it. 

Like vultures circling overhead, they await their prey.  They know
they have only a narrow window of opportunity because it doesn't
take newbies long to catch on so they have to be quick about it.  And
how do they do that?  They hang out where newbies hang out so
they can get them while they're still young and fresh and vulnerable. 
They're nothing but predators looking to pick off the easiest game.
Wouldn't want to have to engage in any real work, after all.

In this article we look at several main scams and how to recognize

=> Nigerian Advance Fee Scheme

The gist of this worldwide scheme is that small to medium-size
businesses receive a letter from someone who purports to be
an official of the Nigerian government  or major utility or similar
who needs to transfer some huge amount of money out of the
country.  The money typically is an overpayment by the government
on a procurement contract.  The object of the exercise is to get
you to provide your bank account details (for the purpose of
wire transferring the money of course).  Surprise surprise, there's
a transfer all right but not INTO your account!

=> The FTC "Dirty Dozen"

These are the top 12 scams that have been identified by the
(U.S.) Federal Trade Commission as the most likely to arrive
via email:

1. Business Opportunities - often pyramid schemes (see below)
thinly disguised as legitimate opportunities to earn money.
What to look for: high returns with little or no effort or cash outlay

2. Bulk Email - offers of lists of thousands of email addresses
all of whom, of course, are just dying to receive your marketing
What to look for: "Bulk Email Works! 10,000 addresses for $9.99."

3. Chain Letters - send $5 to the next name on the list then
cross the bottom name off the list, replace it with your own, then
forward the letter to 500 of your nearest and dearest.
What to look for: A jail cell.  This is a pyramid scheme and is
illegal.  The letter goes to great pains to say that it is not illegal.

4.  Envelope Stuffing - think you're going to be paid for stuffing
envelopes?  Think again.  You get a kit that you can turn around
to recruit others to an envelope stuffing scam of your very own!
Watch out for craft assembly work as well.  You'll probably find
all of your hard work is not up to their exacting "quality standards"
and therefore you won't get paid for your work.

5. Health and Diet Scams - magic pills that eradicate the need
to eat fewer calories than you expend in order to lose weight.
They don't work.

6. Effortless Income - no such thing.  As the FTC says, if they
worked, everyone would be doing it.

7.  Free Goods - you're told you'll get a free computer.  You have
to pay a fee to join a club and then told you have to recruit other
members.  You get paid in computers.  They're nothing but pyramid

8. Investment Opportunities - look for outrageously high rates
of return with no risk.

9. Cable Descrambler Kits - they probably won't work and even
if they do, you're stealing a service from a cable company and
committing a crime.

10. Guaranteed Loans or Credit - pay a fee and you're
given a list of lenders, all of whom turn you down.  Credit cards
never arrive.

11. Credit Repair - no matter how bad your credit, pay these
people and they'll fix it.  They generally just advise you how to lie
on future credit applications - how to commit fraud in other words.

12. Vacation Prize Promotions - your accommodations will be so
bad you'll want to pay for an upgrade.  You'll probably have to pay
to schedule a vacation at the time you want as well.

=> Pyramid Schemes

Make money by recruiting members into the program without giving
anything of equal value in exchange for membership fees. Contrast
MLM (multi-level marketing schemes).  These are not pyramid
schemes because they involve the sale of products and services
in return for membership.

=> Medical Billing

Prepackaged businesses requiring an investment of $2,000 to
$8,000.  Few people who purchase one of these "businesses"
are able to find clients, start a business and generate revenues.
Competition in this area is fierce and concentrated around a
few big, well-entrenched firms.

=> Your In Box

Finally, go to your in-box now.  You'll find no end of scams sitting
right there.  Here's one that just arrived in mind ...

"Subject: How to make $1,000,000 in 20 weeks selling to
Newcomers on the Net"

Like all the rest, it gets the one-finger salute - index finger
to the delete key.  Works beautifully every time.

Where to go for more information on internet scams:

FTC Website




  (Articles are no longer being made available
via autoresponder due to large numbers of bounced mails due
to full mailboxes.)



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4.  Tips for Newbies

The web is a clutter and jumble of sites unless you learn to
specify exactly what you're looking for. Cut through the
clutter with these search tips. They'll work in many search
engines (Yahoo, Google, Altavista, etc.).

To find words that must be together, put quote marks around
them. For example, "vegetarian pizza". Otherwise, the engine
will return all instances of "vegetarian" and "pizza".

Narrow your search with a plus sign or a minus sign. Use a
plus (+) sign to indicate you want only Web pages that
contain a specific word. Use a minus (-) sign to indicate
you want pages that do not contain a specific word. For
example, +recipe +"vegetarian pizza". Let's say you wanted
a recipe for pizza without olives. You could type
+"vegetarian pizza" +recipe -olives and you'd be returned
the appropriate pages. Each search engine may have specific
parameters for searching, so look at the advanced search
menus for their specifics.


Tips by Tom Glander and Joe Robson of The Newbie
Club. The best Newbie Site ever to hit the Web.

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7. Contact Information

Elena Fawkner, Editor
A Home-Based Business Online
Contact By Email

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